The investment income you earn in your TFSA is not taxable, even when you make withdrawals. The income earned in the TFSA and the withdrawals made from the TFSA do not affect your eligibility for government benefits and credits (e.g. Guaranteed Income Supplement, Old Age Security Pension).
	You have access to a variety of investment options: Guaranteed Investment Certificates (GICs), mutual funds and other investments eligible for self-directed accounts (brokerage accounts)1.

	The TFSA helps you meet your savings needs throughout your life (not only after retirement). You can withdraw2 funds from your TFSA at any time for any purpose. If you do not make the maximum annual contribution, your unused contribution room is carried forward to subsequent years. Example: If you contribute $2,000 to your TFSA in 2009 and $3,000 in 2010, your contribution room for 2011 will be $10,000 ($3,000 carried forward from 2009 + $2,000 carried forward from 2010 + $5,0003 in 2011).

TFSA: The hottest trend in savings

¹ Limited to investments that are eligible under the Income Tax Act (Canada)
² Subject to the terms and conditions applicable to the selected investments
³ Subject to be indexed according to the Consumer Price Index (CPI) rounded to the nearest $500.