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Home > Mortgage Solutions > Buying a Home > 8 Steps to Buying a First Home > 6. Make your offer
 


6. Make your offer

An offer to purchase is a legal instrument by which you are permanently bound to meet all the terms and conditions it contains. It should be prepared with care. In general, the following points must be included:

  • purchase price
  • fixtures / items included in the purchase price
    (window coverings, home appliances, pool, fireplace tools, etc.)
  • financial details
  • closing date
  • request for a current survey certificate for the property
  • offer's expiry date and time
  • etc.

Since the offer to purchase will be used to draft the agreement of purchase and sale, it's advisable to consult your lawyer (or notary) before signing it. A professional's advice can help you avoid unpleasant surprises later on.


Next Step
Complete a pre-approval or a mortgage application form.

Meet with a Mortgage Development Manager in your home.

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