Diversify your debts the same way you diversify your investments
By diversifying your investments you reduce risk. Now you can apply that same principle to your debts. By structuring your mortgage loan into separate portions with different rates and terms, you reduce the impact of potentially higher rates that may be in force at time of renewal.
Combine fixed and variable rates
With the made-to-measure mortgage, you don’t have to choose between having stable payments and saving on interest. You can combine fixed and variable rates...and get the best of both worlds.
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Spread out your mortgage terms
By spreading out your terms with the made-to-measure mortgage, you can protect yourself from future increases while saving on interest with short-term rates.
Get repayment flexibility
With the made-to-measure mortgage, a portion of your loan can be structured as the All-In-OneTM . Vline of credit. By calibrating payments with cash inflows, you decide how much you want to pay back on this portion. Note that applicable interest and insurance premiums must be paid.