25 to 44 Years of Age
What are the saving habits that I need to develop?

If you want your retirement to be comfortable, you need to plan for it. Why wait: choose the right tools today and build a nest egg for tomorrow.

CONCRETE STEPS TO ACHIEVE YOUR RETIREMENT OBJECTIVES

Plan your retirement

• Start early
• Contribute early in the year or contribute monthly
• Maximize your contribution
• Review your portfolio
• Diversify your assets
• Move the interest-bearing investments into your RRSP
• Contribute to your spouse's RRSP
• Borrow money to make money: take out an RRSP loan.

RRSP BASICS

• What is an RRSP?
• Who may contribute to an RRSP?
• Which investments are RRSP-eligible?

RELEVANT FINANCIAL ARTICLES

• Unused RRSP deductions: a dormant source of income
• Planning for a comfortable retirement
• Knowing the ground rules for RRSPs
• Investing in mutual funds
• Using your RRSP to make a downpayment on your first home: a wise move
• The National Bank Mutual Funds Periodic Investment Plan: a profitable solution
• RRSP loans: an interesting strategy
• Deciding to use your line of credit to contribute to your RRSP: an intelligent solution.

DETERMINE YOUR INVESTOR PROFILE

Complete our Personalized Investment Plan and select the investor profile and investment solution that matches your needs, financial objectives and risk tolerance. But first, please read our article What kind of investor are you? How to maximize returns and minimize risk. (PDF)

ADVICE CAPSULES

Get more information, tips and advice in one of the 50 retirement planning advice capsules compiled by Retirement Québec.