Personal loans and lines of credit - National Bank of Canada

Personal loans, loans of money and lines of credit

Rate (%) as of


Personal loan *

Prime (P) =



Terms (months)	Fixed rate Less than $10,000	$10,000 and over	Variable rate Less than $10,000	$10,000 and over

6-12
13-24
25-36			P+ =	P+ =
37-48
49-60

* These rates may be adjusted depending on the client's file.
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The Virtuoso Line of credit ($500 to $4,999)

Prime (P) =



	Rate

The Virtuoso Line of credit	P+ =

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Personal Flex Line ($5,000 and +)




	Rate

Personal Flex Line	To obtain our rates*, contact a National Bank advisor in branch.
* Our rates may be adjusted depending on the client's file and on the client's authorized limit.

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Line of credit on a second home ($5,000 and +)

Prime (P) =



	Rate

Line of credit secured by a first mortgage on a second home	P + =

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Home Improvement Line of Credit ($5,000 and +)

Prime (P) =



	Rate

Home Improvement Line of Credit	P+ =

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Quebec Student Loan

Prime (P) =



Class B or class E loan*

Variable rate	P+ =

*Interest rate on Quebec student loans where borrower is responsible for interest (class "B" full time; class "E" part-time).



Class C loan*	1 year

Fixed rate	P+ =

*Interest rate set at disbursement date and revised annually on PC loans (class "C").

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Loan of money, Contract of sale by instalment, Conditional sale contract at rate subject to change (consumer goods financing)

84
120

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Personal loan secured by collateral mortgage or marine mortgage *

Terms (months)

Rate

6-12

13-24

25-36

37-48

49-60

* These rates may be adjusted depending on the client's file.

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N.B.

Rates subject to change without notice.