As life expectancies rise and people live healthier and more active lifestyles, long-term goals have changed. Having a financial plan for your future based on where you are today can help get you on the right path to successful investing. Whether you’re just starting your career, or have spent years working, you have a vision of how you want your life to unfold – we want to help you find the best way to get there.

For more details on investment strategies and advice, and to receive a financial planning workbook, contact an Altamira Advisor at 1-888-ALTAMIRA.

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Getting Started

For ages 20 to 35

Starting your RRSP early can pay off handsomely down the road. Even a small amount of money saved and invested now will have more time to compound and grow to a larger sum.

Growing your wealth

For ages 35 to 55

At this stage, you may be wondering whether you should pay off your mortgage before contributing to your RRSP. However, there's a smart, tax-efficient way to do both.

Getting ready for retirement

For ages 55 to 65

Like many people at this stage, you may feel it's time to "catch up" on saving for retirement. Now's the time to contribute the maximum to your RRSP each year, and to take advantage of any unused contribution room.

Living in retirement

For ages 65 and up

It's time to start planning to convert your RRSP to a source of retirement income. If you turn 71 this year, current income tax rules require that you must convert your RRSP into a retirement income option by the end of the calendar year.