Investment Myths

The truth is, you should be more worried about inflation. That’s because inflation can cause your purchasing power to be eroded.

It's hard to beat the index on the way up, easy on the way down and risk-adjusted return is typically much better with actively managed portfolio.

Equities as an asset class do tend to be more volatile - or experience more ups and downs - than bonds, it's also true that over the long term they tend to produce much higher returns. Think of it this way…would you rather own the bank or loan money to the bank?

The best approach may be to diversify your investments by owning a mix of international holdings that complement your Canadian investments. It should mean less risk, not more. And, it's much easier to do now that foreign content restrictions on RRSPs have been lifted.

Fixed income investments are often seen as ideal for retirees, or people approaching retirement, because they provide a steady and safe stream of income. But, there are two catches.

House prices in Canada’s urban centres have skyrocketed in recent years. But is this a long-term trend?

Locking up your savings in short-term vehicles such as money market funds "just in case" has a high opportunity cost.

According to Statistics Canada, life expectancy for Canadian women is now 82.6, while for men it’s 77.8. Today, you need to plan for living into your 90s.

Take a realistic look at some of the “can’t lose” investment stories.