Investment Calculators

These calculators are an interactive means to help investors gauge their financial position. You can determine monthly expenses, project your future wealth, calculate your required RRSP contributions and more. We hope you find these investment calculators helpful in planning for your financial goals.

CESG

The Canada Education Savings Grant (CESG) is an important component of saving for your kids' post-secondary education. Find out how significant an impact this free money from the government can have on your ability to save enough.

Home Budget Analysis

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, press the "view report" button to compare your budget breakdown to our targets which can help identify areas for improvement.

Mortgage

Determine the quickest way of affordably paying off your mortgage. Experiment with a variety of scenarios by adjusting the interest rate, payment options, principal amount or amortization period. You can even factor in the effect of anniversary date prepayments.

Net Worth

Input a number of assets and liabilities, both short and long term and this investment calculator will calculate your overall net worth.

RESP

Figure out whether you'll have enough saved for your child's education. Based on age, current plan value, a full year's education expenses (in current dollars), the anticipated rate of inflation and forecast average annual rate of return, this investment calculator will determine how much you need to save.

Retirement Nestegg
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.

Retirement Planner

Do you know what it will take to create a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement.

RRSP

This investment calculator will determine how much you need to earn and/or contribute based on a number of factors, including what portion of your retirement earnings will come from your RRSP, the anticipated rate of inflation, remaining work years, and life expectancy, among others.

RRSP Loan

Figure out what an RRSP will cost you, either in payments or interest charges. You can adjust for various deferral options, interest rates and repayment schemes using this calculator.